5 William St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 5 William St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1972
Lot Size	0.086 acres (3,724 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2022)
Tax Bill	$8,271 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-00113-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-00113-0000-00005`
Alternative APNs	`190011300005` `00023750`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	3,724 sqft (0.086 acres)
Lot Dimensions	98 ft deep x 38 ft wide
Terrain	Rolling
Deck Area	168 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00023750
Street Address	5 WILLIAM ST
City	HIGHLANDS
State	NJ
Zip	07732-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF08
Legal Block	113
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1007
Census Tract	800101

Owner

5 William St is owned and occupied by two individuals who bought it in August 2022.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 WILLIAM ST, HIGHLANDS, NJ 07732-1316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed, Transfer · Conventional Mortgage VAST BANK NA
Jul 16, 2018	Grant Deed, Transfer RED BANK TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202281957
Deed Book / Page	9609 / 6075
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 10, 2022
Property Address	5 WILLIAM ST, HIGHLANDS, NJ 07732-1316
Document Number	0096096075
Book / Page	9609 / 6075
Instrument Date	Jul 14, 2022
Instrument	2022081957
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	NOT AVAILABLE, SEBER TITLE & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10642 MIDLAND TRL W, 10642, RUPERT, WV 25984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WILLIAM ST, HIGHLANDS, NJ 07732-1316

Mortgage

Document Number	2022081958
Date	Aug 10, 2022
Instrument	2022081958

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	294 Months
Due	Feb 11, 2047

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 16, 2018
Property Address	5 WILLIAM ST, HIGHLANDS, NJ 07732-1316
Document Number	0000068919
Book / Page	009300 / 004450
Instrument Date	Jun 29, 2018
Instrument	68919
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	RED BANK TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WILLIAM ST HIGHLANDS NJ 077321316, HIGHLANDS, NJ 07732-1316

Tax Assessment & Valuation

The 2025 property tax bill for 5 William St was $8,271, up 0.9% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,200 (+15.2%) Land $364,700 Building $192,500	$557,200 (+15.2%) Land $364,700 Building $192,500
2025	$8,271.00 (+0.85%)	$483,700 Land $293,000 Building $190,700	$483,700 Land $293,000 Building $190,700
2024	$8,201.00
2023		$391,800 Land $208,900 Building $182,900	$391,800 Land $208,900 Building $182,900
2022	$6,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 William St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 131 individual policies
Nearby Flood Policies	418 units insured incl. 287 condo units
Nearby Flood Claims	76 (1991–2019)
Claims Outside the SFHA	3 of 76
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 54 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 William St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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