2 William St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 2 William St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1953
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2018)
Tax Bill	$8,919 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-00115-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-00115-0000-00013`
Alternative APNs	`190011500013` `00024380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	50 ft deep x 100 ft wide
Porch	Open Porch
Deck Area	96 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	00024380
Street Address	2 WILLIAM ST
City	HIGHLANDS
State	NJ
Zip	07732-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF08
Legal Block	115
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1007
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 FALCON WAY, WASHINGTON, NJ 07882-4091
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Grant Deed, Transfer SPENCER SVGS BK
May 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	2018106771
Deed Book / Page	9319 / 118
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0093190118
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 31, 2018
Property Address	2 WILLIAM ST, HIGHLANDS, NJ 07732-1316
Document Number	0000106771
Book / Page	009319 / 000118
Instrument Date	Oct 18, 2018
Instrument	106771
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 BRIAR CIR GREEN BROOK NJ 088122603, GREEN BROOK, NJ 08812-2603

Mortgage

Document Number	106772
Date	Oct 31, 2018
Book Page	009319/000126
Instrument	106772

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 11, 2017
Property Address	2 WILLIAM ST, HIGHLANDS, NJ 07732-1316
Document Number	0000047165
Book / Page	009226 / 006683
Instrument Date	Apr 17, 2017
Instrument	47165
Transaction Type	Transfer
Record Updated	Jun 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WILLIAM ST HIGHLANDS NJ 077321316, HIGHLANDS, NJ 07732-1316

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,800 (+14.42%) Land $382,100 Building $214,700	$596,800 (+14.42%) Land $382,100 Building $214,700
2025	$8,919.00 (-0.28%)	$521,600 (+22.1%) Land $308,900 Building $212,700	$521,600 (+22.1%) Land $308,900 Building $212,700
2024	$8,944.00 (+20.07%)
2023		$427,200 Land $223,300 Building $203,900	$427,200 Land $223,300 Building $203,900
2022	$7,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 131 individual policies
Nearby Flood Policies	418 units insured incl. 287 condo units
Nearby Flood Claims	76 (1991–2019)
Claims Outside the SFHA	3 of 76
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 54 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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