Cumberland Town property record for 5 Will Croft, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,998 sqft · built 1979 |
| Lot Size | 0.588 acres (25,613 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,000 (Nov 2016) |
| Tax Bill | $6,006 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9195-88 |
| Primary APN | 9195-88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 5,524 sqft |
| 1st Floor Area | 1,296 sqft |
| Attic | Attic |
| Attic Area | 673 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 25,613 sqft (0.588 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9195-88 |
|---|---|
| Street Address | 5 WILL CROFT |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 94 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 LIPPITT AVE, CUMBERLAND, RI 02864-4010 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage NAVIGANT CREDIT UNION |
| May 2, 2025 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Sep 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Oct 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on Record |
| Deed Sale | Nov 30, 2016 · Amount on Record |
| Prior Sale | Jul 7, 2011 · Amount on Record |
| Deed Book / Page | 1729 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 7, 2026 |
| Property Address | 5 WILL CROFT, CUMBERLAND, RI 02864-5043 |
| Document Number | 0000154836 |
| Book / Page | 2029 / 368 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026154836 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 WILL CROFT, CUMBERLAND, RI 02864-5043 |
| Document Number | 02029-0368, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 2029/368 |
| Instrument | 2026154836 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 5 WILL CROFT, CUMBERLAND, RI 02864-5043 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002001-152 |
|---|---|
| Date | May 2, 2025 |
| Book Page | 2001/152 |
| Instrument | 149049 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 5 WILL CROFT, CUMBERLAND, RI 02864-5043 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001964-339 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 1964/339 |
| Instrument | 140705 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 5 WILL CROFT, CUMBERLAND, RI 02864-5043 |
| Document Number | 1787-469 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5 WILL CROFT CUMBERLAND RI 028645043, CUMBERLAND, RI 02864-5043 |
| Document Number | 1787-469 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 001787/000469 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 31, 2033 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,006.00 (+0.64%) | $600,000 (+23.36%) Land $224,100 Building $375,900 | $634,080 |
| 2025 | $5,968.00 (+5.59%) | $486,400 (-) Land $165,300 Building $321,100 | |
| 2023 | $5,652.00 (+2.93%) | $486,400 (+32.79%) Land $165,300 Building $321,100 | |
| 2022 | $5,491.00 | $366,300 Land $128,600 Building $237,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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