1 Will Croft, Cumberland, RI 02864 Property Records

Cumberland Town property record for 1 Will Croft, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,697 sqft · built 1962
Lot Size0.281 acres (12,240 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Sep 2008)
Tax Bill$4,826 (2026)
Deeds & MortgagesOct 2021 Refinance
Oct 2022 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN8878-32

Property Details

APN / Parcel Number

Primary APN8878-32
Alternative APN
  • CUMB M:022 B:0030 L:000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,697 sqft Living Area
Gross Area3,923 sqft
1st Floor Area1,398 sqft
Basement Area1,398 sqft
Unfinished Basement1,398 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,240 sqft (0.281 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number8878-32
Street Address1 WILL CROFT
CityCUMBERLAND
StateRI
Zip02864-5043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block30
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3003
Census Tract11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Apr 18, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU
Mar 5, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
SANTANDER BANK NA
Oct 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2008 · Amount on Record
Deed SaleSep 12, 2008 · Amount on Record
Deed Book / Page1435 / 798
Last Transfer DateFeb 27, 2019
Transfer Doc1796-105
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001909-335
DateOct 18, 2021
Book Page1909/335
Instrument128309
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001943-179
DateOct 13, 2022
Book Page1943/179
Instrument135768
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002000-351
DateApr 18, 2025
Book Page2000/351
Instrument148856
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
Document Number1817-880
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 WILL CROFT CUMBERLAND RI 028645043, CUMBERLAND, RI 02864-5043

Mortgage

Document Number1817-880
DateOct 25, 2019
Book Page001817/000880
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateMar 5, 2019
Property Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
Document Number1796-105
Book / Page1796 / 105
Instrument DateFeb 27, 2019
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1796-107
DateMar 5, 2019
Book Page1796/107
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
Document Number1785-668
Instrument DateOct 4, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 WILL CROFT CUMBERLAND RI 028645043, CUMBERLAND, RI 02864-5043

Mortgage

Document Number1785-668
DateOct 11, 2018
Book Page001785/000668
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address1 WILL CROFT, CUMBERLAND, RI 02864-5043
Document Number1736-112
Book / Page001736 / 000112
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1736-112
DateFeb 23, 2017
Book Page001736/000112
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,826.00 (+8.79%)$482,100 (+33.36%) Land $209,400 Building $272,700$535,262
2025$4,436.00 (+5.59%)$361,500 (-) Land $154,400 Building $207,100
2023$4,201.00 (+1.99%)$361,500 (+31.55%) Land $154,400 Building $207,100
2022$4,119.00$274,800 Land $120,100 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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