Worcester County property record for 5 Whitecap Ln, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,060 sqft Total Area |
| Lot Size | 7,700 sqft (0.177 acres) |
| Last Sale | $293,500 (2021) |
| Tax Bill | $2,875.00 (2025) |
| Primary APN | 03-083454 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,060 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,700 sqft (0.177 acres) |
| Deck Area | 200 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 083454 |
|---|---|
| Street Address | 5 WHITECAP LN |
| City | BERLIN |
| State | MD |
| Zip | 21811-1872 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT B-01-104 7700 SQ FT WHITE CAP LANE PL OCEAN PINES SEC 1 |
| Legal Subdivision | OCEAN PINES |
| Legal Lot Number | 104 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 5, OCEAN PINES |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 950600 |
Source: Worcester County records · APN 03-083454
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3539 ROY SHAFER RD, MIDDLETOWN, MD 21769-6414 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed, Transfer |
| Feb 15, 2023 | Intrafamily Transfer, Transfer |
| Feb 19, 2021 | Deed, Transfer · Conventional Mortgage TOWNE BANK MORTGAGE |
| Aug 16, 2018 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Book / Page | 7941 / 390 |
| Last Transfer Date | Jan 18, 2023 |
| Transfer Doc | 0085300006 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 21, 2023 |
| Property Address | 5 WHITECAP LN, OCEAN PINES, MD 21811-1872 |
| Document Number | 0086710367 |
| Book / Page | 8671 / 367 |
| Map Reference | MB FWH 8 FO 20 |
| Instrument Date | Oct 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3539 ROY SHAFER RD, MIDDLETOWN, MD 21769-6414 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 15, 2023 |
| Property Address | 5 WHITECAP LN, OCEAN PINES, MD 21811-1872 |
| Document Number | 0085300006 |
| Book / Page | 8530 / 6 |
| Map Reference | MB 8 FO 20 |
| Instrument Date | Jan 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3539 ROY SHAFER RD, MIDDLETOWN, MD 21769-6414 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 19, 2021 |
| Property Address | 5 WHITECAP LN, OCEAN PINES, MD 21811-1872 |
| Document Number | 0079410390 |
| Book / Page | 7941 / 390 |
| Map Reference | MB FWH8 FO 20 |
| Instrument Date | Feb 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3539 ROY SHAFER RD, MIDDLETOWN, MD 21769-6414 |
| Document Number | 0007941397 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 7941/397 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Aug 16, 2018 |
| Property Address | 5 WHITECAP LN, OCEAN PINES, MD 21811-1872 |
| Document Number | 0072670383 |
| Book / Page | 7267 / 383 |
| Map Reference | MB F W H8 FO20 |
| Instrument Date | Aug 03, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | CAPITAL TITLE INS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5 WHITECAP LN, BERLIN, MD 21811-1872 |
| Document Number | 0007267389 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 7267/389 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,200 (+9.53%) | $370,900 (-) Land $80,700 Building $290,200 | |
| 2025 | $2,875.00 (+16.68%) | $311,500 (+20.97%) | $370,900 (+31.62%) Land $80,700 Building $290,200 |
| 2023 | $2,464.00 | $257,500 | $281,800 Land $80,700 Building $201,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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