3 Whitecap Ln, Berlin, MD 21811 Property Records

Worcester County property record for 3 Whitecap Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,854 sqft · built 2000
Lot Size	0.203 acres (8,844 sqft)
Owner	Individual Name on Record
Last Sale	$457,500 (Apr 2006)
Tax Bill	$3,416 (2026)
Deeds & Mortgages	Aug 2017 Sale Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-074722`

Property Details

APN / Parcel Number

Primary APN	`03-074722`
Alternative APN	`074722`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,854 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,844 sqft (0.203 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	074722
Street Address	3 WHITECAP LN
City	BERLIN
State	MD
Zip	21811-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B 01 103 8844 SQ FT WHITE CAP LN PLAT OCEAN PINES SEC 1
Legal Subdivision	OCEAN PINES SEC 01
Legal Lot Number	103
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3004
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 WHITECAP LN, BERLIN, MD 21811-1872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2017	Grant Deed, Transfer ATTORNEY ONLY
Aug 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2006 · Amount on Record
Deed Sale	Apr 20, 2006 · Amount on Record
Prior Sale	Aug 16, 2004 · Amount on Record
Deed Document Number	2006359474
Deed Book / Page	4686 / 384
Last Transfer Date	Jul 12, 2017
Transfer Doc	0070590227
Record Updated	Oct 29, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 18, 2017
Property Address	3 WHITECAP LN, OCEAN PINES, MD 21811-1872
Document Number	0070590223
Book / Page	007059 / 000223
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 WHITECAP LN BERLIN MD 218111872, BERLIN, MD 21811-1872

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 18, 2017
Property Address	3 WHITECAP LN, OCEAN PINES, MD 21811-1872
Document Number	0070590227
Book / Page	007059 / 000227
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITECAP LN OCEAN PINES MD 218111872, OCEAN PINES, MD 21811-1872

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,416.00 (+1.46%) Homeowner's exemption	$499,833 (+11.16%)	$550,000 (-) Land $81,500 Building $468,500
2025	$3,367.00 (+3.95%) Homeowner's exemption	$449,667 (+21.1%)	$550,000 (+37.67%) Land $81,500 Building $468,500
2023	$3,239.00 Homeowner's exemption	$371,333	$399,500 Land $81,500 Building $318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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