Sacramento County property record for 5 Whitecap Ct, Sacramento, CA 95833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,328 sqft · built 1986 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 274-0372-040-0000 |
| Primary APN | 274-0372-040-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 621 sqft |
| 2nd Floor Area | 707 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 WHITECAP CT |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95833-2391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A-PUD |
| Legal Description | DELTA POINT EAST 01 AMD, LOT 66 |
| Legal Subdivision | DELTA POINT EAST 01 AMD |
| Legal Lot Number | 66 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 7024 |
5 Whitecap Ct is owned and occupied by two individuals.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 WHITECAP CT, SACRAMENTO, CA 95833-2391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5 WHITECAP CT, SACRAMENTO, CA 95833-2391 |
| Document Number | 0000000938 |
| Book / Page | 170208 / 000938 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Title Company | SPL EXPRESS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 WHITECAP CT SACRAMENTO CA 958332391, SACRAMENTO, CA 95833-2391 |
| Document Number | 0000000938 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 170208/000938 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 7, 2032 |
The 2025 property tax bill for 5 Whitecap Ct was $2,790 with a homeowner's exemption, down 4% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Natomas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $223,660 (+2%) Land $53,032 Building $170,628 | |
| 2025 | $2,790.00 (-3.96%) Homeowner's exemption | $219,276 Land $51,993 Building $167,283 |
| 2024 | $2,905.00 (+5.6%) | |
| 2023 | $2,751.00 (+1.48%) Homeowner's exemption | $210,763 Land $49,975 Building $160,788 |
| 2022 | $2,711.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5 Whitecap Ct in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 4 (2016–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Whitecap Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Succeed.Net, T-Mobile, Verizon.
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