3 Whitecap Ct, Sacramento, CA 95833 Property Records

Sacramento County property record for 3 Whitecap Ct, Sacramento, CA 95833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,191 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$417,500 (Dec 2022)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2022 Sale + 1 more
Flood Zone	Zone A99 (high risk)
APN	`274-0372-041-0000`

Property Details

APN / Parcel Number

Primary APN	`274-0372-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,191 sqft Living Area
1st Floor Area	871 sqft
2nd Floor Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3 WHITECAP CT
City	SACRAMENTO
State	CA
Zip	95833-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	DELTA POINT EAST 01 AMD, LOT 65
Legal Subdivision	DELTA POINT EAST 01 AMD
Legal Lot Number	65
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7024

Owner

3 Whitecap Ct is owned by two individuals who bought it in December 2022.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1640 GOODE DR, WOODLAND, CA 95776-5497
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 22, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Dec 30, 1999 · Amount on File
Deed Book / Page	20221222 / 207
Prior Transfer Date	Oct 22, 2013
Prior Transfer Doc	0000000161
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3 WHITECAP CT, SACRAMENTO, CA 95833-2391
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITECAP CT, SACRAMENTO, CA 95833-2391

Mortgage

Document Number	0000001075
Date	Mar 10, 2021
Instrument	202103101075

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33694

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 22, 2022
Property Address	3 WHITECAP CT, SACRAMENTO, CA 95833-2391
Document Number	0000000207
Map Reference	MB 167 MAP 7
Instrument Date	Dec 18, 2022
Instrument	2022122200207
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1640 GOODE DR, WOODLAND, CA 95776-5497

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3 WHITECAP CT, SACRAMENTO, CA 95833-2391
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITECAP CT, SACRAMENTO, CA 95833-2391

Mortgage

Document Number	3100000001075
Date	Mar 10, 2021
Book Page	20210310/1075

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33694

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3 Whitecap Ct was $6,096, up 9.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,053 (+2%) Land $127,344 Building $315,709
2025	$6,096.00 (+9.78%)	$434,367 Land $124,848 Building $309,519
2024	$5,553.00 (+5.83%)
2023	$5,247.00 (+133.2%)	$417,500 Land $120,000 Building $297,500
2022	$2,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Whitecap Ct in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	4 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Whitecap Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, T-Mobile, Verizon.

Nearby Properties on Whitecap Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures