5 Wharf Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 5 Wharf Dr, Bay Point, CA 94565

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 955 sqft · built 1953
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Mar 2020)
Tax Bill$5,702 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Oct 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN098-121-003-2

Property Details

APN / Parcel Number

Primary APN098-121-003-2
Alternative APN
  • 098-121-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area955 sqft Living Area
1st Floor Area955 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1980
Architectural StyleBungalow
Exterior MaterialBrick
Roof MaterialTar & Gravel
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 WHARF DR
CityPITTSBURG
StateCA
Zip94565-1341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionSHORE ACRES #5 LOT 621 LESS M R
Legal SubdivisionSHORE ACRES 05
Legal Lot Number621
JurisdictionCONTRA COSTA CA
Township / Civil DivisionANTIOCH-PITTSBURG
Census Block Group3
Census Block3016
Census Tract314200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 WHARF DR, PITTSBURG, CA 94565-1341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Grant Deed, Transfer · FHA Mortgage
ALTERRA HM LNS
Oct 15, 2019Grant Deed, Foreclosure
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2020 · Amount on Record
Deed SaleMar 19, 2020 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number202053264
Record UpdatedOct 29, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 19, 2020
Property Address5 WHARF DR, BAY POINT, CA 94565-1341
Document Number0000053264
Instrument DateMar 16, 2020
Instrument53264
Transaction TypeTransfer
Record UpdatedApr 15, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$446.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 WHARF DR BAY POINT CA 945651341, BAY POINT, CA 94565-1341

Mortgage

Document Number53265
DateMar 19, 2020
Instrument53265
Lender
NameALTERRA HM LNS
AddressLAS VEGAS, NV 89145
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2050

October 2019: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 15, 2019
Property Address5 WHARF DR, BAY POINT, CA 94565-1341
Document Number0000174817
Instrument DateOct 3, 2019
Instrument174817
Transaction TypeForeclosure
Record UpdatedOct 28, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$303.60
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1656 OBSERVATION CT ANTIOCH CA 945319132, ANTIOCH, CA 94531-9132
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$451,779 (+2%) Land $290,031 Building $161,748
2025$5,702.00 (+4.97%) Homeowner's exemption$442,922 (+4.04%) Land $284,345 Building $158,577
2023$5,432.00 (+0.76%) Homeowner's exemption$425,724 Land $273,304 Building $152,420
2022$5,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - BAY POINT
private · serves 23,765 people · EPA ID CA0710002
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

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