Contra Costa County property record for 15 Wharf Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,462 sqft · built 1953 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Jan 2014) |
| Tax Bill | $6,398 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-122-002-3 |
| Primary APN | 098-122-002-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 15 WHARF DR |
|---|---|
| City | PITTSBURG |
| State | CA |
| Zip | 94565-1358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | SHORE ACRES #5 LOT 616 LESS M R |
| Legal Subdivision | SHORE ACRES 05 |
| Legal Lot Number | 616 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 314200 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 WHARF DR, PITTSBURG, CA 94565-1358 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Nov 24, 2021 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2014 · Amount on Record |
| Deed Sale | Jan 13, 2014 · Amount on Record |
| Prior Sale | Jan 25, 2012 · Amount on Record |
| Deed Document Number | 20145216 |
| Prior Transfer Date | Sep 14, 2006 |
| Prior Transfer Doc | 0000300334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 15 WHARF DR, BAY POINT, CA 94565-1358 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 WHARF DR, BAY POINT, CA 94565-1358 |
| Document Number | 0000213509 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-213509 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 15 WHARF DR, BAY POINT, CA 94565-1358 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 WHARF DR, BAY POINT, CA 94565-1358 |
| Document Number | 0000222666 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-222666 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 15 WHARF DR, BAY POINT, CA 94565-1358 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 WHARF DR, BAY POINT, CA 94565-1358 |
| Document Number | 0000324323 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-324323 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $509,796 (+2%) Land $312,120 Building $197,676 | |
| 2025 | $6,398.00 (+122.38%) | $499,800 (+165.13%) Land $306,000 Building $193,800 |
| 2023 | $2,877.00 (+0.63%) | $188,512 Land $117,822 Building $70,690 |
| 2022 | $2,859.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
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