5 Wavecrest Cir, York, ME 03909 Property Records

York County and York Town property record for 5 Wavecrest Cir, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,365 sqft · built 1978
Lot Size	0.78 acres (33,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,359,500 (Jul 2026)
Tax Bill	$10,076 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`YORK M:0046 B:0048-J`

Property Details

APN / Parcel Number

Primary APN	`YORK M:0046 B:0048-J`
Alternative APNs	`000175595` `002236` `2236`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,365 sqft Living Area
Gross Area	5,528 sqft
1st Floor Area	1,357 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,976 sqft (0.78 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2236
Street Address	5 WAVECREST CIR
City	YORK
State	ME
Zip	03909-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	KENWOOD CORPORATION
Legal Block	48-J
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3021
Census Tract	36003

Owner

Source: York County and York Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WAVECREST CIR, YORK, ME 03909-1527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CAMDEN NATIONAL BANK
Aug 13, 2020	Deed of Trust, Mortgage · ARM POLI MORTGAGE GROUP INC
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Apr 23, 2014 · Amount on Record
Deed Document Number	202622762
Deed Book / Page	19937 / 230
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jul 1, 2026
Property Address	5 WAVECREST CIR, YORK, ME 03909-1527
Document Number	0000022762
Book / Page	19937 / 230
Instrument Date	Jun 30, 2026
Instrument	202622762
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 WAVECREST CIR, YORK, ME 03909-1527
Investor	Possibly a Property Investor

Mortgage

Date	Jul 1, 2026

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	5 WAVECREST CIR, YORK, ME 03909-1527
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183400931
Date	Aug 13, 2020
Book Page	18340/931
Instrument	2020038485

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2025
Index	LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	5 WAVECREST CIR, YORK, ME 03909-1527
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185250673
Date	Jan 15, 2021
Book Page	18525/673
Instrument	2021002859

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,076.00 (+19.65%)	$1,221,300 (+21.83%) Land $638,300 Building $583,000
2024	$8,421.00 (+5.61%)	$1,002,500 (+6.23%) Land $537,500 Building $465,000
2023	$7,974.00 (+1.58%)	$943,700 (+2.79%) Land $478,700 Building $465,000	$1,250,010
2022	$7,850.00	$918,100 Land $453,700 Building $464,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	83 units insured incl. 9 condo units
Nearby Flood Claims	23 (2022–2024)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 20 claims Severe Storm And Flooding, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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