4 Wavecrest Cir, York, ME 03909 Property Records

York County and York Town property record for 4 Wavecrest Cir, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,426 sqft · built 1968
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Company Names on Record
Last Sale	$832,000 (Jun 2019)
Tax Bill	$11,935 (2025)
Deeds & Mortgages	Aug 2020 Refinance Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:046 B:048-P`

Property Details

APN / Parcel Number

Primary APN	`M:046 B:048-P`
Alternative APNs	`YORK M:0046 B:0048-P` `000203` `203`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,426 sqft Living Area
Gross Area	6,749 sqft
1st Floor Area	1,234 sqft
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	203
Street Address	4 WAVECREST CIR
City	YORK
State	ME
Zip	03909-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	KENWOOD CORP YORK HARBOR
Legal Block	48-P
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3021
Census Tract	36003

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 WAVECREST CIR, YORK, ME 03909-1527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Oct 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Jan 6, 2012 · Amount on Record
Deed Document Number	201921344
Deed Book / Page	17971 / 519
Transfer Doc	16238-0312
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	4 WAVECREST CIR, YORK, ME 03909-1527
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183550315
Date	Aug 26, 2020
Book Page	18355/315
Instrument	2020041155

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	4 WAVECREST CIR, YORK, ME 03909-1527
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186440235
Date	Apr 27, 2021
Book Page	18644/235
Instrument	2021024195

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Oct 23, 2019
Property Address	4 WAVECREST CIR, YORK, ME 03909-1527
Document Number	0180780479
Book / Page	018078 / 000479
Instrument Date	Oct 18, 2019
Instrument	45201
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 WAVECREST CIR YORK ME 039091527, YORK, ME 03909-1527

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jun 14, 2019
Property Address	4 WAVECREST CIR, YORK, ME 03909-1527
Document Number	0179710519
Book / Page	17971 / 519
Instrument Date	Jun 12, 2019
Instrument	2019021344
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BERUBE CIR, WELLS, ME 04090-5957

Mortgage

Document Number	2019021345
Date	Jun 14, 2019
Instrument	2019021345

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Jul 1, 2029
Max Rate At Change	3%

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,935.00 (+12.79%)	$1,446,700 (+14.84%) Land $605,500 Building $841,200
2024	$10,582.00 (+4.01%)	$1,259,800 (+4.63%) Land $509,900 Building $749,900
2023	$10,174.00 (+2.93%)	$1,204,000 (+4.15%) Land $454,100 Building $749,900	$1,554,580
2022	$9,884.00	$1,156,000 Land $454,100 Building $701,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	83 units insured incl. 9 condo units
Nearby Flood Claims	23 (2022–2024)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 20 claims Severe Storm And Flooding, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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