Beaufort County property record for 5 Water Mill Rd, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,306 sqft · built 2022 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $448,970 (Jun 2022) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242013144 |
| Primary APN | 242013144 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,306 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 5 WATER MILL RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29909-7304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1802 CYPRESS RIDGE PH18 PB156 PG187 |
| Legal Subdivision | MILL CREEK AT CYPRESS RIDGE |
| Legal Lot Number | 1802 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2103 |
Source: Beaufort County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 WATER MILL RD, BLUFFTON, SC 29909-7304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Deed Document Number | 202232068 |
| Deed Book / Page | 4151 / 1443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 1, 2022 |
| Property Address | 5 WATER MILL RD, BLUFFTON, SC 29909-7304 |
| Document Number | 0000032068 |
| Book / Page | 4151 / 1443 |
| Map Reference | MB 156 PG 187 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022032068 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,167.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 WATER MILL RD, BLUFFTON, SC 29909-7304 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032069 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2022032069 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,076.00 (-0.06%) | $18,140 (-) | |
| 2024 | $3,078.00 (+3.57%) | $18,140 (-) Land $1,880 Building $16,260 | $453,500 (-) Land $47,000 Building $406,500 |
| 2023 | $2,972.00 (+218.54%) | $18,140 (+543.26%) Land $1,880 Building $16,260 | $453,500 (+864.89%) Land $47,000 Building $406,500 |
| 2022 | $933.00 | $2,820 | $47,000 Land $47,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 134 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 134 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Sparklight DSL | 30 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Spectrum.
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