5 Walden Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 5 Walden Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,644 sqft · built 1971
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$31,433 (2026)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Feb 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 152-16-1-31`

Property Details

APN / Parcel Number

Primary APN	`551400 152-16-1-31`
Alternative APN	`140015201600010310000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,644 sqft Living Area
1st Floor Area	1,734 sqft
2nd Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5 WALDEN LN
City	RYE
State	NY
Zip	10580-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3016
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WALDEN LN, RYE, NY 10580-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Reverse Mortgage NATIONWIDE EQUITIES
Feb 1, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 1, 2026
Property Address	5 WALDEN LN, RYE, NY 10580-1034
Document Number	0000003235
Instrument Date	Mar 31, 2026
Instrument	20263235
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND TRACK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WALDEN LN, RYE, NY 10580-1034

Mortgage

Document Number	0000003235,
Date	Jul 1, 2026
Instrument	20263235

Lender

Name	NATIONWIDE EQUITIES

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	831 Months
Due	Oct 6, 2095

Interest

Rate	5%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	5 WALDEN LN, RYE, NY 10580-1034
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MALDAM LANE, RYE, NY 10580

Mortgage

Document Number	0630313187
Date	Feb 1, 2023
Instrument	630313187

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,433.00 (-51.91%) Homeowner's exemption Senior Citizen's exemption
2025	$65,369.00	$24,900 (-) Land $9,150 Building $15,750	$2,110,170 (+6.78%) Land $775,424 Building $1,334,746
2024	Homeowner's exemption Senior Citizen's exemption	$24,900 (-) Land $9,150 Building $15,750	$1,976,190 (+2.38%) Land $726,190 Building $1,250,000
2023		$24,900 Land $9,150 Building $15,750	$1,930,232 Land $709,302 Building $1,220,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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