Westchester County and Rye City property record for 12 Walden Ln, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 4,052 sqft · built 1971 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,275,000 (Oct 2025) |
| Tax Bill | $47,099 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 152-16-1-21 |
| Primary APN | 551400 152-16-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,052 sqft Living Area |
| 1st Floor Area | 1,858 sqft |
| 2nd Floor Area | 2,194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 27,007 sqft (0.62 acres) |
| Cooling System | Central |
|---|
| Street Address | 12 WALDEN LN |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | SUBDIVISION MAP OF GREENHAVEN WOODS |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records · APN 551400 152-16-1-21
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 GRAND ST, 3106, MAMARONECK, NY 10543-1993 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 24, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 10, 2022 | Bargain and Sale Deed, Transfer LANGDON TITLE AGENCY LLC |
| Mar 21, 2017 | Deed of Trust, Mortgage · ARM M & T BANK |
| Jul 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jul 22, 2020 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Feb 08, 2017 | Loan Modification, Mortgage M&T BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2022 · Amount on Record |
| Deed Document Number | 20253405 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 24, 2025 |
| Property Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Document Number | 0652513405 |
| Map Reference | MAP 16638 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 652513405 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLELAND AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Name | Verified Name |
|---|---|
| Address | 39 GRAND ST APT 3106, 3106, MAMARONECK, NY 10543-1993 |
| Document Number | 0652963383 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 652963383 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 10, 2022 |
| Property Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Document Number | 0621433180 |
| Map Reference | MAP 16638 |
| Instrument Date | May 31, 2022 |
| Instrument | 621433180 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | LANGDON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,648.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 444 E 75TH ST APT 4A, 4A, NEW YORK, NY 10021-3441 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0570803181 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 570803181 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0602043187 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 602043187 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0602043186 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 602043186 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 WALDEN LN, RYE, NY 10580-1035 |
| Document Number | 0570803182 |
| Instrument Date | Feb 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2019 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 12 WATDEN LN RYE NY 10580, RYE, NY 10580 |
| Document Number | 0570803182 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 057080/003182 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | 1 M &T PLZ, BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,099.00 (+21.64%) | $26,150 (-) Land $9,300 Building $16,850 | $2,216,102 (+6.78%) Land $788,136 Building $1,427,966 |
| 2024 | $26,150 (-) Land $9,300 Building $16,850 | $2,075,397 (+2.38%) Land $738,095 Building $1,337,302 | |
| 2023 | $26,150 Land $9,300 Building $16,850 | $2,027,132 Land $720,930 Building $1,306,202 | |
| 2020 | $38,719.00 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190075003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY5903435, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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