5 Wagon Trce, Flat Rock, NC 28731 Property Records

Henderson County property record for 5 Wagon Trce, Flat Rock, NC 28731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,420 sqft · built 2016
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$389,500 (Dec 2019)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Dec 2019 Sale Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9585292656`

Property Details

APN / Parcel Number

Primary APN	`9585292656`
Alternative APNs	`00958529265655` `9959858`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,420 sqft Heated Area
1st Floor Area	1,162 sqft
Upper Floors Area	998 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	37,462 sqft (0.86 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9959858
Street Address	5 WAGON TRCE
City	FLAT ROCK
State	NC
Zip	28731-7790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENBRIAR LO82 PHII SE3B PL1997-2456
Legal Subdivision	GREENBRIAR S/D PH II SEC II (3698)
Legal Phase	2
Legal Block	29
Legal Lot Number	2656
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	1
Census Block	1034
Census Tract	932000

Owner

Source: Henderson County records · APN 9585292656

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 WAGON TRCE, FLAT ROCK, NC 28731-7790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Warranty Deed, Transfer
Jul 31, 2018	Warranty Deed, Transfer
Dec 16, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Book / Page	3428 / 475
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	0016220312
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 17, 2019
Property Address	5 WAGON TRCE, FLAT ROCK, NC 28731-7790
Document Number	0034280475
Book / Page	3428 / 475
Instrument Date	Dec 11, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WAGON TRCE, FLAT ROCK, NC 28731-7790

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 31, 2018
Property Address	5 WAGON TRCE, FLAT ROCK, NC 28731-7790
Document Number	0032300061
Book / Page	3230 / 61
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 WAGON TRCE, FLAT ROCK, NC 28731-7790

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	5 WAGON TRCE, FLAT ROCK, NC 28731-7790
Document Number	0030080294
Book / Page	003008 / 000294
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 WAGON TRCE FLAT ROCK NC 287317790, FLAT ROCK, NC 28731-7790

Mortgage

Document Number	0030080294
Date	Jan 24, 2017
Book Page	003008/000294

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,200 (-) Land $97,500 Building $558,700
2025	$3,681.00	$656,200 (-) Land $97,500 Building $558,700
2023		$656,200 Land $97,500 Building $558,700	$656,200 Land $97,500 Building $558,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899320001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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