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3 Wagon Trce, Flat Rock, NC 28731 Property Records

Henderson County property record for 3 Wagon Trce, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,902 sqft · built 2005
Lot Size1.41 acres (61,420 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (May 2026)
Tax Bill$2,417 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9585293553

Property Details

APN / Parcel Number

Primary APN9585293553
Alternative APNs
  • 00958529355355
  • 9959859

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,902 sqft Heated Area
1st Floor Area1,902 sqft
Basement Area1,902 sqft
Unfinished Basement1,902 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area61,420 sqft (1.41 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area130 sqft
Deck Area242 sqft
Patio Area88 sqft
Canopy17 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9959859
Street Address3 WAGON TRCE
CityFLAT ROCK
StateNC
Zip28731-7790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTHER LO83 PHII SE3B PL1997-2456
Legal SubdivisionGREENBRIAR (OTH)
Legal Phase2
Legal Block29
Legal Lot Number3553
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group1
Census Block1034
Census Tract932000

Owner

Source: Henderson County records · APN 9585293553

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 WAGON TRCE, FLAT ROCK, NC 28731-7790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2026 · Amount on Record
Deed SaleMay 08, 2026 · Amount on Record
Prior SaleApr 19, 2005 · Amount on Record
Deed Document Number20261049035
Deed Book / Page4435 / 651
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMay 08, 2026
Property Address3 WAGON TRCE, FLAT ROCK, NC 28731-7790
Document Number0001049035
Book / Page4435 / 651
Instrument DateMay 08, 2026
Instrument2026.1049035
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WAGON TRCE, FLAT ROCK, NC 28731-7790

Mortgage

Document Number0001049036,
DateMay 08, 2026
Instrument2026.1049036
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$431,000 (-) Land $84,900 Building $346,100
2025$2,417.00$431,000 (-) Land $84,900 Building $346,100
2023$431,000 Land $84,900 Building $346,100$431,000 Land $84,900 Building $346,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899320001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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