Middlesex County and Ayer Town property record for 5 Victor Dr, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,354 sqft · built 1964 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jan 2017) |
| Tax Bill | $4,695 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:012 B:0000 L:0069 |
| Primary APN | AYER M:012 B:0000 L:0069 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 677 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 VICTOR DR |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 69 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 ACORN PATH, GROTON, MA 01450-2071 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 24, 2017 | Deed of Trust, Mortgage JEANNE D'ARC CU |
| Jan 23, 2017 | Personal Representative Deed, Transfer · Conventional Mortgage PHH HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2017 · Amount on Record |
| Deed Sale | Jan 23, 2017 · Amount on Record |
| Deed Document Number | 201712014 |
| Deed Book / Page | 68794 / 578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 5 VICTOR DR, AYER, MA 01432-1025 |
| Document Number | 69824-471 |
| Book / Page | 069824 / 000471 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 69824-471 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 069824/000471 |
| Instrument | 136266 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jan 23, 2017 |
| Property Address | 5 VICTOR DR, AYER, MA 01432-1025 |
| Document Number | 68794-578 |
| Book / Page | 068794 / 000578 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 12014 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,026.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 ACORN PATH GROTON MA 014502071, GROTON, MA 01450-2071 |
| Document Number | 68794-581 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 068794/000581 |
| Instrument | 12015 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2047 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,695.00 (+5.15%) | $392,600 (+9.21%) Land $154,500 Building $238,100 | $416,480 (-5.19%) |
| 2024 | $439,280 | ||
| 2023 | $4,465.00 | $359,500 Land $166,700 Building $192,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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