1 Victor Dr, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 1 Victor Dr, Ayer, MA 01432 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1962
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Oct 1989)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`AYER M:012 B:0000 L:0067`

Property Details

APN / Parcel Number

Primary APN	`AYER M:012 B:0000 L:0067`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1 VICTOR DR
City	AYER
State	MA
Zip	01432-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	67
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2017
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:012 B:0000 L:0067

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 VICTOR DR, AYER, MA 01432-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage MAIN STREET BANK (MA)
Nov 06, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 1989 · Amount on Record
Deed Sale	Oct 20, 1989 · Amount on Record
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	1 VICTOR DR, AYER, MA 01432-1025
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084729-261
Date	Oct 14, 2025
Book Page	84729/261
Instrument	124082

Lender

Name	MAIN STREET BANK (MA)

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	1 VICTOR DR, AYER, MA 01432-1025
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70195-211
Date	Nov 06, 2017
Book Page	70195/211
Instrument	180770

Lender

Name	SANTANDER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	1 VICTOR DR, AYER, MA 01432-1025
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74769-266
Date	May 28, 2020
Book Page	74769/266
Instrument	81283

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	1 VICTOR DR, AYER, MA 01432-1025
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76237-253
Date	Nov 23, 2020
Book Page	76237/253
Instrument	220503

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,410.00 (+5.35%)	$368,700 (+9.41%) Land $146,800 Building $221,900	$521,075 (+1.63%)
2024			$512,715
2023	$4,186.00	$337,000 Land $157,800 Building $179,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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