5 Valleyview St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 5 Valleyview St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,386 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,200 (2026)
Deeds & MortgagesJan 2019 Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN361200 288.19-1-93

Property Details

APN / Parcel Number

Primary APN361200 288.19-1-93
Alternative APNs
  • 120028801900010930000000
  • 3911 3297

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,386 sqft Living Area
1st Floor Area860 sqft
2nd Floor Area526 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions136 ft deep x 65 ft wide
Garage TypeDetached
PorchSlab
Porch Area386 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 3297
Street Address5 VALLEYVIEW ST
CityONEONTA
StateNY
Zip13820-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block1
Legal Lot Number93.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2012
Census Tract590900

Owner

5 Valleyview St is owned and occupied by an individual.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5 VALLEYVIEW ST, ONEONTA, NY 13820-2603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
SIDNEY FCU
Oct 5, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address5 VALLEYVIEW ST, ONEONTA, NY 13820-2603
Document Number0000000336
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 VALLEYVIEW ST ONEONTA NY 138202603, ONEONTA, NY 13820-2603

Mortgage

Document Number0000000336
DateJan 22, 2019
Instrument336
Lender
NameSIDNEY FCU
TypeCredit Union
AddressSIDNEY, NY 13838
Agreement
TypeConventional Mortgage
AmountAmount on Record

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateOct 5, 2018
Property Address5 VALLEYVIEW ST, ONEONTA, NY 13820-2603
Document Number0000004817
Instrument DateMay 1, 2018
Instrument4817
Transaction TypeTransfer
Record UpdatedDec 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 VALLEYVIEW ST ONEONTA NY 138202603, ONEONTA, NY 13820-2603

Tax Assessment & Valuation

The 2026 property tax bill for 5 Valleyview St was $2,200, down 44.7% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,200.00 (-44.68%)
2025$3,977.00$56,000 Land $19,000 Building $37,000$78,873 Land $26,760 Building $52,113
2023$56,000 Land $19,000 Building $37,000$69,136 Land $23,457 Building $45,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Valleyview St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1986–2011)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Valleyview St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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