1. Home
  2. New York
  3. Oneonta
  4. Valleyview St

3 Valleyview St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 3 Valleyview St, Oneonta, NY 13820

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 1,916 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$106,000 (Apr 2013)
Tax Bill$5,288 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN361200 288.19-1-94

Property Details

APN / Parcel Number

Primary APN361200 288.19-1-94
Alternative APNs
  • 120028801900010940000000
  • 3911 3296

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,916 sqft Total Area
1st Floor Area964 sqft
2nd Floor Area952 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions140 ft deep x 42 ft wide
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 3296
Street Address3 VALLEYVIEW ST
CityONEONTA
StateNY
Zip13820-2603
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code120
Legal Block1
Legal Lot Number94.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2012
Census Tract590900

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1203, ONEONTA, NY 13820-5203
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2013 · Amount on Record
Deed SaleApr 5, 2013 · Amount on Record
Deed Book / Page2013 / 1806
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address3 VALLEYVIEW ST, ONEONTA, NY 13820-2603
Document Number0000003286
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address58 REGAN WAY ONEONTA NY 138203447, ONEONTA, NY 13820-3447

Mortgage

Document Number0000003286
DateAug 10, 2020
Instrument3286
Lender
NameCOMMUNITY BK NA
AddressONEONTA, NY
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,288.00 (+2.56%)
2025$5,156.00$135,000 (-) Land $14,800 Building $120,200$190,141 (+14.08%) Land $20,845 Building $169,296
2023$135,000 Land $14,800 Building $120,200$166,667 Land $18,272 Building $148,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1986–2011)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on Valleyview St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures