5 Valley Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 5 Valley Rd, Swampscott, MA 01907

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,723 sqft · built 1920
Lot Size0.094 acres (4,077 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jul 2004)
Tax Bill$7,019 (2026)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNSWAM M:0006 B:0045 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0006 B:0045 L:0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,723 sqft Living Area
Gross Area2,848 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area4,077 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5 VALLEY RD
CitySWAMPSCOTT
StateMA
Zip01907-1732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA3
Legal Block45
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group2
Census Block2004
Census Tract202104

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5 VALLEY RD, SWAMPSCOTT, MA 01907-1732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2004 · Amount on Record
Deed SaleJul 1, 2004 · Amount on Record
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address5 VALLEY RD, SWAMPSCOTT, MA 01907-1732
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35671-169
DateFeb 10, 2017
Book Page35671/169
Instrument34
Lender
NameMIT FEDERAL CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term108 Months
DueFeb 1, 2026

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,019.00 (+7.42%)$584,900 (+2.67%) Land $224,700 Building $360,200$688,819 (-2.48%)
2025$6,534.00 (+8.13%)$569,700 (+10.69%) Land $224,700 Building $345,000$706,325
2023$6,043.00$514,700 Land $198,200 Building $316,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Starry.

Nearby Properties on Valley Rd

Nearby Streets

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