2 Valley Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 2 Valley Rd, Swampscott, MA 01907

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,210 sqft · built 1920
Lot Size	0.099 acres (4,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Apr 2026)
Tax Bill	$3,958 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0006 B:0051 L:1`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0006 B:0051 L:1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,210 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,313 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	2 VALLEY RD
City	SWAMPSCOTT
State	MA
Zip	01907-1733
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A3
Legal Block	51
Legal Lot Number	1
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2002
Census Tract	202104

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 VALLEY RD, 2, SWAMPSCOTT, MA 01907-1733
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Condominium Deed, Transfer · ARM COOPERATIVE BANK
Sep 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 14, 2022	Foreclosure
Aug 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	20262310
Deed Book / Page	43350 / 326
Record Updated	Oct 29, 2026

April 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 27, 2026
Property Address	2 VALLEY RD, SWAMPSCOTT, MA 01907-1733
Document Number	043350-326
Book / Page	43350 / 326
Instrument Date	Apr 20, 2026
Instrument	20262310
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Date	Apr 27, 2026

Lender

Name	COOPERATIVE BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Type Change Date	Apr 27, 2033
Index	5-Year CMT
Margin	3
Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Sep 27, 2023
Property Address	2 VALLEY RD, SWAMPSCOTT, MA 01907-1733
Document Number	041779-370
Book / Page	41779 / 370
Instrument Date	Sep 27, 2023
Instrument	20230927001280
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 VALLEY RD # 1, 1, SWAMPSCOTT, MA 01907-1733

Mortgage

Document Number	230927001290
Date	Sep 27, 2023
Instrument	230927001290

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 14, 2022
Property Address	2 VALLEY RD, SWAMPSCOTT, MA 01907-1733
Document Number	040657-155
Book / Page	40657 / 155
Instrument Date	Jan 10, 2022
Instrument	20220114003480
Transaction Type	Foreclosure
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 10, 2020
Property Address	2 VALLEY RD, SWAMPSCOTT, MA 01907-1733
Document Number	38802-221
Book / Page	38802 / 221
Instrument Date	Aug 7, 2020
Instrument	20200810000910
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 PEARL ST, MEDFORD, MA 02155-4519

Mortgage

Document Number	200810000920
Date	Aug 10, 2020
Instrument	200810000920

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,958.00 (+12.22%)	$329,800 (+7.25%) Building $329,800	$478,378 (+59.91%)
2025	$3,527.00 (-3.61%)	$307,500 (-1.35%) Building $307,500	$299,155
2023	$3,659.00	$311,700 Building $311,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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