5 Upshur Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 5 Upshur Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,846 sqft · built 1940
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Nov 2007)
Tax Bill	$17,326 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-047-03500210`

Property Details

APN / Parcel Number

Primary APN	`02-047-03500210`
Alternative APNs	`204703500210` `04703500210`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,846 sqft Living Area
Gross Area	5,286 sqft
1st Floor Area	2,971 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,000 sqft (0.62 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04703500210
Street Address	5 UPSHUR AVE
City	ANNAPOLIS
State	MD
Zip	21403-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 26 PT LTS 1 2 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	3
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3001
Census Tract	702602

Owner

5 Upshur Ave is owned and occupied by two individuals who bought it in November 2007.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 6, 2020	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2007 · Amount on File
Deed Sale	Nov 13, 2007 · Amount on File
Deed Document Number	200710539
Deed Book / Page	19665 / 430
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	5 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347550029
Date	Jun 17, 2020
Book Page	34755/29

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Apr 1, 2040

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	5 UPSHUR AVE, ANNAPOLIS, MD 21403-4506
Document Number	0354960384
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 UPSHUR AVE ANNAPOLIS MD 214034506, ANNAPOLIS, MD 21403-4506

Mortgage

Document Number	0354960384
Date	Oct 28, 2020
Book Page	035496/000384

Lender

Name	US BK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 27, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 5 Upshur Ave was $17,326.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,572,900 Land $907,700 Building $665,200	$1,572,900 Land $907,700 Building $665,200
2025	$17,326.00
2023	$12,828.00	$1,174,800 Land $679,700 Building $495,100	$1,174,800 Land $679,700 Building $495,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Upshur Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Upshur Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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