4 Upshur Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 4 Upshur Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,680 sqft · built 2008
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,195,000 (Mar 2011)
Tax Bill	$12,662 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-047-11581005`

Property Details

APN / Parcel Number

Primary APN	`02-047-11581005`
Alternative APNs	`2-047-11581005` `04711581005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,680 sqft Living Area
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Area	213 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	370 sqft
Deck Area	114 sqft
Balcony Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04711581005
Street Address	4 UPSHUR AVE
City	ANNAPOLIS
State	MD
Zip	21403-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 5 SC 20 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	3
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3005
Census Tract	702602

Owner

4 Upshur Ave is owned and occupied by two individuals who bought it in March 2011.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 UPSHUR AVE, ANNAPOLIS, MD 21403-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2011 · Amount on File
Deed Sale	Mar 8, 2011 · Amount on File
Prior Sale	Mar 8, 2011 · Amount on File
Deed Document Number	201123281/0011
Deed Book / Page	23281 / 11
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4 UPSHUR AVE, ANNAPOLIS, MD 21403-4507
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0343850177
Date	Apr 1, 2020
Book Page	34385/177

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4 UPSHUR AVE, ANNAPOLIS, MD 21403-4507
Document Number	0311100314
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	BRENNAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UPSHUR AVE ANNAPOLIS MD 214034507, ANNAPOLIS, MD 21403-4507

Mortgage

Document Number	0311100314
Date	Jun 30, 2017
Book Page	031110/000314

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Upshur Ave was $12,662 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,376,300 (+8.63%) Land $808,500 Building $567,800	$1,376,300 (-) Land $808,500 Building $567,800
2025	$12,662.00 Homeowner's exemption	$1,266,967	$1,376,300 Land $808,500 Building $567,800
2023	$10,460.00 Homeowner's exemption	$1,048,300 Land $623,000 Building $425,300	$1,048,300 Land $623,000 Building $425,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Upshur Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Upshur Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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