5 Tree Top Dr, Arden, NC 28704 Property Records

Buncombe County property record for 5 Tree Top Dr, Arden, NC 28704

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,766 sqft · built 1986
Lot Size0.79 acres (34,412 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (May 2007)
Tax Bill$2,569 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN735580-2020-202

Property Details

APN / Parcel Number

Primary APN735580-2020-202
Alternative APNs
  • 9664-06-1030-00000
  • 966409050944000
  • 008221469

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,766 sqft Living Area
Gross Area4,121 sqft
1st Floor Area2,084 sqft
Basement Area2,037 sqft
Finished Basement682 sqft
Unfinished Basement1,355 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.79 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number735580-2020-202
Street Address5 TREE TOP DR
CityARDEN
StateNC
Zip28704-3039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: GLEN COVE BLOCK: LOT: 13 SECTION: 2 PLAT: 0049-0122
Legal SubdivisionGLEN COVE
Legal Block1
Legal Lot Number13
JurisdictionBUNCOMBE NC
Township / Civil DivisionLIMESTONE
Census Block Group1
Census Block1000
Census Tract2205

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 TREE TOP DR, ARDEN, NC 28704-3039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2007 · Amount on Record
Deed SaleMay 30, 2007 · Amount on Record
Prior SaleMar 31, 2000 · Amount on Record
Deed Book / Page4412 / 243
Prior Transfer DateMar 30, 2001
Prior Transfer Doc2463000437
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address5 TREE TOP DR, ARDEN, NC 28704-3039
Transaction TypeMortgage
Record UpdatedJul 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060930976
DateJul 15, 2021
Book Page6093/976
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,569.00 (+4.73%)$398,600 (-) Land $57,300 Building $341,300$398,600 (-) Land $57,300 Building $341,300
2024$2,453.00 (+3.28%)
2023$2,375.00$398,600$398,600 (-) Land $57,300 Building $341,300
2021$398,600 Land $57,300 Building $341,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1980–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: Optimum.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Tree Top Dr

Nearby Streets

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