10 Tree Top Dr, Arden, NC 28704 Property Records

Buncombe County property record for 10 Tree Top Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,422 sqft · built 1986
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2017)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Jun 2021 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`712638-2020-202`

Property Details

APN / Parcel Number

Primary APN	`712638-2020-202`
Alternative APNs	`9664-05-3783-00000` `966409053607000` `008256375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	2,422 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	346 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	712638-2020-202
Street Address	10 TREE TOP DR
City	ARDEN
State	NC
Zip	28704-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: GLEN COVE LOT: 4 SECTION: 2 PLAT: 0049-0122
Legal Subdivision	GLEN COVE
Legal Block	1
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1000
Census Tract	2205

Owner

10 Tree Top Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 TREE TOP DR, ARDEN, NC 28704-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Intrafamily Transfer, Transfer
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Prior Sale	Jul 12, 2012 · Amount on File
Deed Book / Page	5595 / 715
Last Transfer Date	Jun 15, 2021
Transfer Doc	0060831147
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 23, 2021
Property Address	10 TREE TOP DR, ARDEN, NC 28704-3003
Document Number	0060831147
Book / Page	6083 / 1147
Map Reference	MB 5595 PG 715-17
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TREE TOP DR, ARDEN, NC 28704-3003
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 28, 2017
Property Address	10 TREE TOP DR, ARDEN, NC 28704-3003
Document Number	0055950715
Book / Page	5595 / 0715
Map Reference	MB 49 PG 122
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 PINNERS COVE RD, 332, ASHEVILLE, NC 28803-8538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 TREE TOP DR, ARDEN, NC 28704-3003

Mortgage

Document Number	55950718
Date	Sep 28, 2017
Instrument	5595/0718

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Tree Top Dr was $2,522, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (+4.73%)	$391,300 Land $56,500 Building $334,800	$391,300 Land $56,500 Building $334,800
2024	$2,408.00 (+3.26%)
2023	$2,332.00	$391,300	$391,300 Land $56,500 Building $334,800
2021			$391,300 Land $56,500 Building $334,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Tree Top Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Tree Top Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Optimum.

Cell Coverage

4G LTE only, no 5G reported

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