5 Trail's End, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 5 Trail's End, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,652 sqft · built 1996
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Oct 2006)
Tax Bill	$6,827 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145289 115.15-3-85`

Property Details

APN / Parcel Number

Primary APN	`145289 115.15-3-85`
Alternative APN	`52891151500003085000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	137 ft deep x 51.1 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 TRAILS END
City	LANCASTER
State	NY
Zip	14086-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	MC 2608 SL 85
Legal Subdivision	INDIAN PINE VILLAGE PHASE II
Legal Block	3
Legal Lot Number	85.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1006
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records · APN 145289 115.15-3-85

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 TRAILS END, LANCASTER, NY 14086-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2006 · Amount on Record
Deed Sale	Oct 04, 2006 · Amount on Record
Prior Sale	Sep 13, 1996 · Amount on Record
Deed Document Number	2006219272
Deed Book / Page	11120 / 1483
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	5 TRAILS END, LANCASTER, NY 14086-9213
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TRAILS END, LANCASTER, NY 14086-9213

Mortgage

Document Number	0139765417
Date	Jan 26, 2021
Book Page	13976/5417
Instrument	2021014517

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,827.00 (+2%)	$242,000 (-) Land $70,000 Building $172,000	$378,125 (+12.5%) Land $109,375 Building $268,750
2024	$6,693.00 Homeowner's exemption Senior Citizen's exemption	$242,000 (-) Land $70,000 Building $172,000	$336,100 (+4.15%) Land $97,219 Building $238,881
2023	Homeowner's exemption	$242,000 Land $70,000 Building $172,000	$322,700 Land $93,343 Building $229,357

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 378 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA LANCASTER serves 29,018 people
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.