4 Trail's End, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 4 Trail's End, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,798 sqft · built 1994
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$247,900 (Jul 2009)
Tax Bill$9,732 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN145289 115.15-3-86

Property Details

APN / Parcel Number

Primary APN145289 115.15-3-86
Alternative APN
  • 52891151500003086000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,798 sqft Living Area
1st Floor Area1,434 sqft
2nd Floor Area1,364 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions276 ft deep x 54.1 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area300 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 TRAILS END
CityLANCASTER
StateNY
Zip14086-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionMC 2608 SL 86
Legal SubdivisionINDIAN PINE VILLAGE II
Legal Block3
Legal Lot Number86.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1006
Census Tract14206

Owner

Source: Erie County and Lancaster Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 TRAILS END, LANCASTER, NY 14086-9213
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2009 · Amount on Record
Deed SaleJul 2, 2009 · Amount on Record
Prior SaleDec 27, 2002 · Amount on Record
Deed Document Number20092009132405
Deed Book / Page11165 / 0923
Prior Transfer DateJun 22, 1994
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address4 TRAILS END, LANCASTER, NY 14086-9213
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139281241
DateJan 29, 2020
Book Page13928/1241
Instrument2020021824
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 2, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,732.00 (+1.95%)$352,500 (-) Land $70,000 Building $282,500$550,781 (+12.5%) Land $109,375 Building $441,406
2024$9,546.00 Homeowner's exemption$352,500 (-) Land $70,000 Building $282,500$489,600 (+4.17%) Land $97,226 Building $392,374
2023Homeowner's exemption$352,500 Land $70,000 Building $282,500$470,000 Land $93,333 Building $376,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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