5 Timber Pines Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 5 Timber Pines Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,959 sqft · built 1997
Lot Size	4.66 acres (202,990 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Aug 2024)
Tax Bill	$6,714 (2025)
Deeds & Mortgages	Aug 2020 Transfer Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A963000396`

Property Details

APN / Parcel Number

Primary APN	`A963000396`
Alternative APN	`3-0071-7271-00-0187.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,959 sqft Living Area
Gross Area	4,985 sqft
1st Floor Area	2,659 sqft
Basement Area	1,842 sqft
Finished Basement	1,300 sqft
Unfinished Basement	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	202,990 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	230 sqft

Location & Zoning

Account Number	A963000396
Street Address	5 TIMBER PINES CT
City	DEFIANCE
State	MO
Zip	63341-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS #5 LOT 187
Legal Subdivision	COUNTRY OAKS #5 & RESUB
Legal Lot Number	187
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3002
Census Tract	312204

Owner

5 Timber Pines Ct is owned and occupied by two individuals who bought it in August 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 21, 2020	Deed of Trust, Mortgage STIFEL BK&TR
Nov 30, 2018	Warranty Deed, Subdivision Related Transfer STIFEL BK&TR
Sep 14, 2017	Warranty Deed, Transfer FREEDOM TITLE
Sep 14, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST COLLINSVILLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on File
Deed Sale	Aug 13, 2024 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	202432646
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0073770768
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 20, 2020
Property Address	5 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Document Number	0073770768
Book / Page	007377 / 000768
Instrument Date	Aug 20, 2020
Instrument	604610
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TIMBER PINES CT DEFIANCE MO 633411760, DEFIANCE, MO 63341-1760

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Document Number	0072812035
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 TIMBER PINES CT DEFIANCE MO 633411760, DEFIANCE, MO 63341-1760

Mortgage

Document Number	0072812035
Date	Apr 29, 2020
Book Page	007281/002035
Instrument	269390

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 30, 2018
Property Address	5 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Document Number	0070082097
Book / Page	007008 / 002097
Instrument Date	Nov 27, 2018
Instrument	671510
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 TIMBER PINES CT DEFIANCE MO 633411760, DEFIANCE, MO 63341-1760

Mortgage

Document Number	70082099
Date	Nov 30, 2018
Book Page	007008/002099
Instrument	671520

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2017
Property Address	5 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Document Number	0068070092
Book / Page	006807 / 000092
Instrument Date	Aug 31, 2017
Instrument	577820
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9700 MACKENZIE RD #221 AFFTON MO 631235423, 221, AFFTON, MO 63123-5423
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2017
Property Address	5 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Document Number	0068070095
Book / Page	6807 / 0095
Map Reference	MB 32 PG 234
Instrument Date	Aug 31, 2017
Instrument	20170914000577830
Transaction Type	Construction Loan
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9700 MACKENZIE RD, AFFTON, MO 63123-5560

Mortgage

Document Number	20170914000577840
Date	Sep 14, 2017
Instrument	20170914000577840

Lender

Name	FIRST COLLINSVILLE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Timber Pines Ct was $6,714, up 1.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,149 (-)	$590,254 (-) Land $98,825 Building $491,429
2025	$6,714.00 (+1.14%)	$112,149	$590,254 Land $98,825 Building $491,429
2024	$6,638.00
2023		$107,615
2022			$566,394 Land $82,354 Building $484,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Timber Pines Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Timber Pines Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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