1 Timber Pines Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 1 Timber Pines Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,303 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$722,000 (Feb 2024)
Tax Bill	$8,542 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A963000398`

Property Details

APN / Parcel Number

Primary APN	`A963000398`
Alternative APN	`3-0071-7271-00-0189.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,303 sqft Living Area
Gross Area	5,738 sqft
1st Floor Area	2,961 sqft
Basement Area	2,117 sqft
Finished Basement	1,342 sqft
Unfinished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	83 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A963000398
Street Address	1 TIMBER PINES CT
City	DEFIANCE
State	MO
Zip	63341-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS #5 LOT 189
Legal Subdivision	COUNTRY OAKS #5 & RESUB
Legal Lot Number	189
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3002
Census Tract	312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF WASHINGTON
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Oct 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	20245837
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000086158
Record Updated	Oct 29, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 14, 2024
Property Address	1 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Document Number	0000005837
Map Reference	MB 32 PG 234-236
Instrument Date	Feb 9, 2024
Instrument	2024R-005837
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 TIMBER PINES CT, DEFIANCE, MO 63341-1760

Mortgage

Document Number	0000005838
Date	Feb 14, 2024
Instrument	2024R-005838

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 TIMBER PINES CT, DEFIANCE, MO 63341-1760

Mortgage

Document Number	0000038483
Date	Sep 19, 2023
Instrument	2023R-038483

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2024

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 18, 2021
Property Address	1 TIMBER PINES CT, DEFIANCE, MO 63341-1760
Document Number	0000086158
Map Reference	MB 32 PG 234-236
Instrument Date	Oct 14, 2021
Instrument	2021R-086158
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1 TIMBER PINES CT, DEFIANCE, MO 63341-1760

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,167 (+0.35%)	$753,513 (+0.35%) Land $90,000 Building $663,513
2025	$8,542.00	$142,668 (+4.67%)	$750,886 (+4.67%) Land $90,000 Building $660,886
2023		$136,308
2022			$717,401 Land $75,000 Building $642,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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