5 Thomas St, Unit P6, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Thomas St, Unit P6, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,266 sqft · built 1981
Owner	2 Company Names on Record
Last Sale	$350,000 (May 2021)
Tax Bill	$4,412 (2026)
Deeds & Mortgages	Oct 2025 Sale May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-D B:0010 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-D B:0010 L:0006`
Alternative APNs	`M:012=D B:0010 L:0006` `3942017`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	19 Units
Stories	3 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	3942017
Street Address	5 THOMAS ST, P6
City	SAUGUS
State	MA
Zip	01906-4500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Subdivision	HAVEHILLL WEST CONDO
Legal Block	10
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1006
Census Tract	208401

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 THOMAS ST, P6, SAUGUS, MA 01906-4500
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Condominium Deed, Transfer
May 27, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Apr 30, 2008 · Amount on Record
Deed Book / Page	39922 / 501
Last Transfer Date	Oct 7, 2025
Transfer Doc	042999-453
Record Updated	Oct 29, 2026

October 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 10, 2025
Property Address	5 THOMAS ST UNIT P6, P6, SAUGUS, MA 01906-4500
Document Number	042999-453
Book / Page	42999 / 453
Instrument Date	Oct 7, 2025
Instrument	20251010001150
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 THOMAS ST UNIT P6, P6, SAUGUS, MA 01906-4500

May 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	May 27, 2021
Property Address	5 THOMAS ST UNIT P6, P6, SAUGUS, MA 01906-4500
Document Number	039922-501
Book / Page	39922 / 501
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 THOMAS ST UNIT P6, P6, SAUGUS, MA 01906-4500
Investor	Possibly a Property Investor

Mortgage

Document Number	0039922504
Date	May 27, 2021
Instrument	39922/504

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 THOMAS ST UNIT P6, P6, SAUGUS, MA 01906-4500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39300-402
Date	Dec 15, 2020
Book Page	39300/402
Instrument	20201215006980

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,412.00 (+0.8%)	$423,400 (+3.32%) Building $423,400	$405,019 (-5.13%)
2025	$4,377.00 (+2.67%)	$409,800 (+2.37%) Building $409,800	$426,930
2024	$4,263.00 (+13.89%)	$400,300 (+20.43%) Building $400,300
2023	$3,743.00	$332,400 Building $332,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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