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5 Thomas St, Unit P2, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Thomas St, Unit P2, Saugus, MA 01906

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,203 sqft · built 1981
Owner2 Individual Names on File
Tax Bill$4,385 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Nov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNSAUG M:012-D B:0010 L:0002

Property Details

APN / Parcel Number

Primary APNSAUG M:012-D B:0010 L:0002
Alternative APNs
  • M:012=D B:0010 L:0002
  • 7018033

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units19 Units
Stories3 Stories
Building Area1,203 sqft Living Area
1st Floor Area1,203 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialOther

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number7018033
Street Address5 THOMAS ST, P2
CitySAUGUS
StateMA
Zip01906-4516
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNA
Legal Block10
Legal Lot Number2
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1006
Census Tract208401

Owner

Source: Essex County and Saugus Town assessment roll, APN SAUG M:012-D B:0010 L:0002, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 THOMAS ST, P2, SAUGUS, MA 01906-4516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Line of Credit
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address5 THOMAS ST UNIT P2, P2, SAUGUS, MA 01906-4516
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043199-190
DateJan 28, 2026
Book Page43199/190
Instrument20260128002340
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address5 THOMAS ST UNIT P2, P2, SAUGUS, MA 01906-4516
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043077-598
DateNov 19, 2025
Book Page43077/598
Instrument20251119000200
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,385.00 (+3.1%)$410,600 (+2.83%) Building $410,600$409,355
2024$4,253.00 (+14.02%)$399,300 (+20.53%) Building $399,300
2023$3,730.00$331,300 Building $331,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092084011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 308 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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