5 Thomas Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 5 Thomas Rd, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,241 sqft · built 1947
Lot Size0.646 acres (28,128 sqft)
Owner2 Company Names on Record
Tax Bill$3,149 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN119-181-012-000

Property Details

APN / Parcel Number

Primary APN119-181-012-000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Stories1 Story
Building Area2,241 sqft Living Area
1st Floor Area2,241 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,128 sqft (0.646 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address5 THOMAS RD
CityROYAL OAKS
StateCA
Zip95076-5521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 9 PAR MAPS PG 20 PAR A
Legal SubdivisionPM9 20
Legal Block1
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1001
Census Tract14601

Owner

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address229 LAS LOMAS DR, ROYAL OAKS, CA 95076-5544
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
CITY FIRST MORTGAGE SERVICES LLC
Sep 29, 2025Divorce Transfer, Transfer
CHICAGO TITLE COMPANY
Sep 29, 2025Divorce Transfer, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 10, 1997
Transfer Doc0000016568
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateSep 29, 2025
Property Address5 THOMAS RD, ROYAL OAKS, CA 95076-5521
Document Number0000032429
Map ReferenceVOL 9 PG 20
Instrument DateSep 26, 2025
Instrument2025032429
Transaction TypeTransfer
Record UpdatedOct 8, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 LAS LOMAS DR, ROYAL OAKS, CA 95076-5544

Mortgage

Document Number0000032253
DateSep 29, 2025
Instrument2025032253
Lender
NameCITY FIRST MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

September 2025: Divorce Transfer, Transfer

Document TypeDivorce Transfer
JurisdictionMONTEREY CA
Recording DateSep 29, 2025
Property Address5 THOMAS RD, ROYAL OAKS, CA 95076-5521
Document Number0000032251
Map ReferenceVOL 9 PG 20
Instrument DateSep 4, 2025
Instrument2025032251
Transaction TypeTransfer
Record UpdatedOct 8, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 SILL RD, ROYAL OAKS, CA 95076-5628

September 2025: Divorce Transfer, Transfer

Document TypeDivorce Transfer
JurisdictionMONTEREY CA
Recording DateSep 29, 2025
Property Address5 THOMAS RD, ROYAL OAKS, CA 95076-5521
Document Number0000032252
Map ReferenceVOL 9 PG 20
Instrument DateSep 4, 2025
Instrument2025032252
Transaction TypeTransfer
Record UpdatedOct 8, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9069 WILLOWBERRY WAY, ELK GROVE, CA 95758-8016

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$877,200 (+653.47%) Land $408,000 Building $469,200
2025$3,149.00 (+11.27%)$116,421 (+4.04%) Land $37,726 Building $78,695
2024$2,830.00 (+106.87%)
2023$1,368.00 (+1.79%)$111,902 Land $36,262 Building $75,640
2022$1,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC LAS LOMAS
private · serves 2,132 people · EPA ID CA2710013
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

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