38 Thomas Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 38 Thomas Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1972
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on Record
Tax Bill	$3,824 (2025)
Deeds & Mortgages	May 2022 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-182-022-000`

Property Details

APN / Parcel Number

Primary APN	`119-182-022-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	18,000 sqft (0.413 acres)
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	38 THOMAS RD
City	ROYAL OAKS
State	CA
Zip	95076-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS LOMAS TR 5 SUB 3 POR OF LOTS 6 & 7 BLK 2 SHOWN AS PARCEL B IN VOL 2 PARCELS PG 126 0.503 AC EXC RW
Legal Subdivision	LAS LOMAS
Legal Tract	5
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1005
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	577 IRIS DR, WATSONVILLE, CA 95076-3522
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Intrafamily Transfer, Transfer
Jul 24, 2020	Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 24, 2022
Transfer Doc	0000024724
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 31, 2022
Property Address	38 THOMAS RD, ROYAL OAKS, CA 95076-5522
Document Number	0000024724
Map Reference	VOL 2 PG 126
Instrument Date	May 24, 2022
Instrument	2022024724
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	577 IRIS DR, WATSONVILLE, CA 95076-3522

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 24, 2020
Property Address	38 THOMAS RD, ROYAL OAKS, CA 95076-5522
Document Number	0000036442
Map Reference	VOL 2 PG 126
Instrument Date	Jul 16, 2020
Instrument	2020036442
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 THOMAS RD, ROYAL OAKS, CA 95076-5522

Mortgage

Document Number	0000036443
Date	Jul 24, 2020
Instrument	2020036443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,701 (+12.25%) Land $87,161 Building $186,540
2025	$3,824.00 (+42.21%)	$243,825 (+4.04%) Land $85,452 Building $158,373
2023	$2,689.00 (+4.79%)	$234,359 Land $82,135 Building $152,224
2022	$2,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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