5 Suncloud Ct, Sacramento, CA 95823 Property Records

Sacramento County property record for 5 Suncloud Ct, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 1990
Lot Size	0.185 acres (8,065 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Nov 2025)
Tax Bill	$9,146 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-0950-031-0000`

Property Details

APN / Parcel Number

Primary APN	`117-0950-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	742 sqft
2nd Floor Area	770 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,065 sqft (0.185 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 SUNCLOUD CT
City	SACRAMENTO
State	CA
Zip	95823-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAGUNA CREEK 02, LOT 174
Legal Subdivision	LAGUNA CREEK 02
Legal Lot Number	174
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3009
Census Tract	9609

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jan 15, 2008 · Amount on Record
Deed Book / Page	20251121 / 730
Prior Transfer Date	Jul 12, 2007
Prior Transfer Doc	0000001234
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2025
Property Address	5 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Document Number	0000000730
Map Reference	MB 198 MAP 9
Instrument Date	Nov 13, 2025
Instrument	202511210730
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUNCLOUD CT, SACRAMENTO, CA 95823-6946

Mortgage

Document Number	0000000731
Date	Nov 21, 2025
Instrument	202511210731

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Document Number	1801170135
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	CHRONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 SUNCLOUD CT SACRAMENTO CA 958236946, SACRAMENTO, CA 95823-6946

Mortgage

Document Number	1801170135
Date	Jan 17, 2018
Instrument	1801170135

Lender

Name	HOME PT FIN'L
Address	INDIANAPOLIS, IN 46240-1437

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,000 (+26.89%) Land $135,000 Building $300,000
2025	$9,146.00 (+89.36%)	$342,809 (+4.04%) Land $105,072 Building $237,737
2024	$4,830.00 (+6.27%)
2023	$4,545.00 (+10.37%)	$329,499 Land $100,993 Building $228,506
2022	$4,118.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Suncloud Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures