3 Suncloud Ct, Sacramento, CA 95823 Property Records

Sacramento County property record for 3 Suncloud Ct, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,695 sqft · built 1990
Lot Size	0.222 acres (9,671 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2000)
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-0950-030-0000`

Property Details

APN / Parcel Number

Primary APN	`117-0950-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
1st Floor Area	860 sqft
2nd Floor Area	835 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,671 sqft (0.222 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 SUNCLOUD CT
City	SACRAMENTO
State	CA
Zip	95823-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAGUNA CREEK 02, LOT 173
Legal Subdivision	LAGUNA CREEK 02
Legal Lot Number	173
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3009
Census Tract	9609

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 12, 2018	Affidavit of Death, Transfer TITLE 365
Nov 20, 2017	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2000 · Amount on Record
Deed Sale	Dec 15, 2000 · Amount on Record
Deed Book / Page	20001215 / 1462
Last Transfer Date	Mar 7, 2005
Transfer Doc	0000000295
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUNCLOUD CT, SACRAMENTO, CA 95823-6946

Mortgage

Document Number	0000000873
Date	Aug 30, 2021
Instrument	2021083000873

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUNCLOUD CT, SACRAMENTO, CA 95823-6946

Mortgage

Document Number	2021083000873
Date	Aug 30, 2021
Instrument	2021083000873

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2018
Property Address	3 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Document Number	1803120746
Instrument Date	Mar 12, 2018
Instrument	1803120746
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	TITLE 365

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUNCLOUD CT SACRAMENTO CA 958236946, SACRAMENTO, CA 95823-6946

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3 SUNCLOUD CT, SACRAMENTO, CA 95823-6946
Document Number	1801160342
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUNCLOUD CT SACRAMENTO CA 958236946, SACRAMENTO, CA 95823-6946

Mortgage

Document Number	1801160342
Date	Jan 16, 2018
Instrument	1801160342

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$254,281 (+2%) Land $46,094 Building $208,187
2025	$2,911.00 (+0.94%) Homeowner's exemption	$249,296 (+4.04%) Land $45,191 Building $204,105
2024	$2,884.00 (+2.93%)
2023	$2,802.00 (+1.34%) Homeowner's exemption	$239,617 Land $43,437 Building $196,180
2022	$2,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: AT&T, GeoLinks.

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