5 Summit Ln, Novato, CA 94945 Property Records

Marin County property record for 5 Summit Ln, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,317 sqft · built 1985
Lot Size	0.964 acres (42,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,656 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`143-471-14`

Property Details

APN / Parcel Number

Primary APN	`143-471-14`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,317 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	42,000 sqft (0.964 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 SUMMIT LN
City	NOVATO
State	CA
Zip	94945-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14
Legal Subdivision	ATHERTON OAKS
Legal Lot Number	14
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1037
Census Tract	101100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SUMMIT LN, NOVATO, CA 94945-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit WESTAMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 SUMMIT LN, NOVATO, CA 94945-2722
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUMMIT LN, NOVATO, CA 94945-2722

Mortgage

Document Number	0000003899
Date	Jan 31, 2022
Instrument	2022-0003899

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 SUMMIT LN, NOVATO, CA 94945-2722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUMMIT LANE, FAIRFIELD, CA 94534

Mortgage

Document Number	0000052748
Date	Oct 27, 2020
Instrument	2020-0052748

Lender

Name	WESTAMERICA BANK
Type	Bank
Address	FAIRFIELD, CA 94534

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,158,171 (+2%) Land $495,096 Building $663,075
2025	$13,656.00 (+3.6%) Homeowner's exemption	$1,135,461 (+4.04%) Land $485,388 Building $650,073
2023	$13,182.00 (+2.85%) Homeowner's exemption	$1,091,373 Land $466,541 Building $624,832
2022	$12,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (1980–1998)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: T-Mobile, Verizon.

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