10 Summit Ln, Novato, CA 94945 Property Records

Marin County property record for 10 Summit Ln, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,277 sqft · built 1986
Lot Size	2.21 acres (96,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Sep 2020)
Tax Bill	$20,211 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143-471-12`

Property Details

APN / Parcel Number

Primary APN	`143-471-12`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	4,277 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Lot Area	96,703 sqft
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Deck Area	1,056 sqft
Patio Area	1,056 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	10 SUMMIT LN
City	NOVATO
State	CA
Zip	94945-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L12 /B17P89 M ATHERTON OAKS
Legal Subdivision	ATHERTON OAKS
Legal Lot Number	12
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1037
Census Tract	101100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SUMMIT LN, NOVATO, CA 94945-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Sep 10, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	202042208
Transfer Doc	0000019949
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	10 SUMMIT LN, NOVATO, CA 94945-2721
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT LN, NOVATO, CA 94945-2721

Mortgage

Document Number	0000013103
Date	Mar 25, 2022
Instrument	2022-0013103

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Sep 10, 2020
Property Address	10 SUMMIT LN, NOVATO, CA 94945-2721
Document Number	0000042208
Map Reference	VOL 17 PG 89
Instrument Date	Sep 1, 2020
Instrument	2020-0042208
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10 SUMMIT LN, NOVATO, CA 94945-2721

Mortgage

Document Number	0000042209
Date	Sep 10, 2020
Instrument	2020-0042209

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,711,293 (+2%) Land $993,654 Building $717,639
2025	$20,211.00 (+3.44%) Homeowner's exemption	$1,677,751 (+4.04%) Land $974,178 Building $703,573
2023	$19,538.00 (+2.79%) Homeowner's exemption	$1,612,620 Land $936,360 Building $676,260
2022	$19,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (1980–1998)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: T-Mobile, Verizon.

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