5 Stearns St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 5 Stearns St, Pawtucket, RI 02861

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,192 sqft · built 1910
Lot Size	0.214 acres (9,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Sep 2025)
Tax Bill	$6,361 (2025)
Deeds & Mortgages	Apr 2023 Refinance Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:04 L:0767`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:04 L:0767`
Alternative APNs	`040767` `40767`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,192 sqft Living Area
Gross Area	4,313 sqft
1st Floor Area	1,064 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	9,304 sqft (0.214 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	40767
Street Address	5 STEARNS ST
City	PAWTUCKET
State	RI
Zip	02861-1129
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RT
Legal Lot Number	767
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2006
Census Tract	15500

Owner

Source: Pawtucket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 STEDMAN AVE, PAWTUCKET, RI 02860-3335
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Sep 3, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
May 2, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC
Jun 7, 2018	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Book / Page	5242 / 117
Prior Transfer Date	Apr 26, 2022
Prior Transfer Doc	004863-302
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	5 STEARNS ST, PAWTUCKET, RI 02861-1129
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004976-274
Date	Apr 11, 2023
Book Page	4976/274
Instrument	12

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Sep 3, 2025
Property Address	5 STEARNS ST, PAWTUCKET, RI 02861-1129
Document Number	005242-117
Book / Page	5242 / 117
Instrument Date	Sep 2, 2025
Instrument	30
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STEDMAN AVE, PAWTUCKET, RI 02860-3335

Mortgage

Document Number	0000000031
Date	Sep 3, 2025
Instrument	31

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	005242-136
Date	Sep 3, 2025
Book Page	5242/136
Instrument	32

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 2, 2022
Property Address	5 STEARNS ST, PAWTUCKET, RI 02861-1129
Document Number	004863-302
Book / Page	4863 / 302
Instrument Date	Apr 26, 2022
Instrument	34
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 STEARNS ST, PAWTUCKET, RI 02861-1129

Mortgage

Document Number	004863-305
Date	May 2, 2022
Book Page	4863/305
Instrument	35

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jun 7, 2018
Property Address	5 STEARNS ST, PAWTUCKET, RI 02861-1129
Document Number	4237-86
Book / Page	4237 / 86
Instrument	77
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	42370088
Date	Jun 7, 2018
Instrument	04237/0088

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,361.00 (+6.57%)	$483,700 (-) Land $132,600 Building $351,100
2024	$5,969.00 (+6.65%)	$483,700 (+46.4%) Land $132,600 Building $351,100
2023	$5,597.00 (+2.17%)	$330,400 (-) Land $82,900 Building $247,500
2022	$5,478.00	$330,400 Land $82,900 Building $247,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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