22 Stearns St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 22 Stearns St, Pawtucket, RI 02861

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,668 sqft · built 1900
Lot Size	0.094 acres (4,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Sep 1994)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	May 2025 Line of Credit Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:04 L:0498`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:04 L:0498`
Alternative APNs	`040498` `40498`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	2,734 sqft
1st Floor Area	1,054 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,085 sqft (0.094 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	40498
Street Address	22 STEARNS ST
City	PAWTUCKET
State	RI
Zip	02861-1146
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Lot Number	498
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1010
Census Tract	15500

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 STEARNS ST, PAWTUCKET, RI 02861-1146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Oct 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1994 · Amount on Record
Deed Sale	Sep 23, 1994 · Amount on Record
Deed Book / Page	807 / 7159
Last Transfer Date	Sep 29, 2019
Transfer Doc	4426-307
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	22 STEARNS ST, PAWTUCKET, RI 02861-1146
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005200-81
Date	May 2, 2025
Book Page	5200/81
Instrument	3

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Oct 4, 2019
Property Address	22 STEARNS ST, PAWTUCKET, RI 02861-1146
Document Number	4426-307
Book / Page	004426 / 000307
Instrument Date	Sep 29, 2019
Instrument	95
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 STEARNS ST PAWTUCKET RI 028611146, PAWTUCKET, RI 02861-1146

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	22 STEARNS ST, PAWTUCKET, RI 02861-1146
Document Number	4269-343
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 STEARNS ST PAWTUCKET RI 028611146, PAWTUCKET, RI 02861-1146

Mortgage

Document Number	4269-343
Date	Aug 21, 2018
Book Page	004269/000343
Instrument	10

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2043

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	22 STEARNS ST, PAWTUCKET, RI 02861-1146
Document Number	4109-63
Book / Page	004109 / 000063
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 STEARNS ST PAWTUCKET RI 028611146, PAWTUCKET, RI 02861-1146

Mortgage

Document Number	4109-63
Date	Jul 6, 2017
Book Page	004109/000063
Instrument	1

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00 (+13.61%)	$360,000 (+46.34%) Land $119,500 Building $240,500	$453,955
2023	$4,167.00 (+2.16%)	$246,000 (-) Land $74,800 Building $171,200
2022	$4,079.00	$246,000 Land $74,800 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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