Bergen County and Saddle River Borough property record for 5 Spruce Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1989 |
| Square Footage | 4,762 sqft Living Area |
| Lot Size | 2 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,525,000 (2015) |
| Tax Bill | $14,541.00 (2025) |
| Primary APN | 58-01803-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,762 sqft Living Area |
|---|---|
| 1st Floor | 4,762 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame Construction |
| Lot Area | 87,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 084400 |
|---|---|
| Street Address | 5 SPRUCE RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2AC (19,25-B) |
| Legal Subdivision | OVERLOOK TERRACE |
| Legal Block | 1803 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | SADDLE RIVER |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01803-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SPRUCE RD, SADDLE RIVER, NJ 07458-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2015 · Amount on Record |
| Deed Sale | Apr 14, 2015 · Amount on Record |
| Prior Sale | Sep 11, 2007 · Amount on Record |
| Deed Doc Number | 201525814 |
| Deed Book / Page | 1911 / 1304 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 SPRUCE RD, SADDLE RIVER, NJ 07458-2908 |
| Document Number | 0025231019 |
| Book / Page | 002523 / 001019 |
| Instrument Date | Dec 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5 SPRUCE RD SADDLE RIVER NJ 074582908, SADDLE RIVER, NJ 07458-2908 |
| Document Number | 0025231019 |
|---|---|
| Date | Feb 01, 2017 |
| Book Page | 002523/001019 |
| Name | ORITANI BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NJ 07676 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 31, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,362,800 (-) Land $630,900 Building $731,900 | $1,362,800 (-) Land $630,900 Building $731,900 | |
| 2025 | $14,541.00 (+3%) | $1,362,800 (-) Land $630,900 Building $731,900 | $1,362,800 (-) Land $630,900 Building $731,900 |
| 2024 | $14,118.00 (+4.22%) | ||
| 2023 | $1,362,800 Land $630,900 Building $731,900 | $1,362,800 Land $630,900 Building $731,900 | |
| 2022 | $13,546.00 |
5 Spruce Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures