Bergen County and Saddle River Borough property record for 1 Spruce Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1959 |
| Square Footage | 9,000 sqft Living Area |
| Lot Size | 2.4 acres |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (1999) |
| Tax Bill | $37,451.00 (2025) |
| Primary APN | 58-01803-0000-00005 |
|---|---|
| Alternative APNs |
|
| Building Area | 9,000 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame Construction |
| Lot Area | 104,544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 084300 |
|---|---|
| Street Address | 1 SPRUCE RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2.4AC (19,25-A) |
| Legal Subdivision | OVERLOOK TERRACE |
| Legal Block | 1803 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | SADDLE RIVER |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01803-0000-00005
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 SPRUCE RD, SADDLE RIVER, NJ 07458-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 1999 · Amount on Record |
| Deed Sale | Nov 10, 1999 · Amount on Record |
| Deed Doc Number | 1999186316 |
| Deed Book / Page | 8224 / 132 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 SPRUCE RD, SADDLE RIVER, NJ 07458-2908 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1 SPRUCE RD, SADDLE RIVER, NJ 07458-2908 |
| Document Number | 0052140865 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 5214/865 |
| Instrument | 2024020976 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,509,900 (-) Land $658,600 Building $2,851,300 | $3,509,900 (-) Land $658,600 Building $2,851,300 | |
| 2025 | $37,451.00 (+2.99%) | $3,509,900 (-) Land $658,600 Building $2,851,300 | $3,509,900 (-) Land $658,600 Building $2,851,300 |
| 2024 | $36,362.00 (+4.22%) | ||
| 2023 | $3,509,900 Land $658,600 Building $2,851,300 | $3,509,900 Land $658,600 Building $2,851,300 | |
| 2022 | $34,888.00 |
1 Spruce Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures