5 Spring Valley Dr, Arden, NC 28704 Property Records

Buncombe County property record for 5 Spring Valley Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1976
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2022)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9634-77-3046-00000`

Property Details

APN / Parcel Number

Primary APN	`9634-77-3046-00000`
Alternative APN	`963411772071000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Terrain	Rolling
Deck Area	257 sqft
Patio Area	281 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	963411772071000
Street Address	5 SPRING VALLEY DR
City	ARDEN
State	NC
Zip	28704-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2022-07-29 DEE
Legal Description	DEED DATE: 2022-07-29 DEED: 6244-990 SUBDIV: SPRING VALLEY BLOCK: LOT: 3 SECTION: PLAT: 0042-0028
Legal Subdivision	SPRING VALLEY
Legal Lot Number	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	3
Census Block	3007
Census Tract	2303

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25 PARK LANE AVE, ASHEVILLE, NC 28806-1012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Apr 2, 2012
Deed Document Number	0006244990
Deed Book / Page	6244 / 990
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 SPRING VALLEY DR, ARDEN, NC 28704-9706
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 ASBURY RD, CANDLER, NC 28715-4407

Mortgage

Document Number	0065410422
Date	Nov 7, 2025
Book Page	6541/422

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Nov 1, 2048

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 29, 2022
Property Address	5 SPRING VALLEY DR, ARDEN, NC 28704-9706
Document Number	0062440990
Book / Page	6244 / 990
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 GOBBLER RIDGE DR, 92, ARDEN, NC 28704-1248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PARK LANE AVE, ASHEVILLE, NC 28806-1012

Mortgage

Document Number	0006244993
Date	Jul 29, 2022
Instrument	6244/993

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 SPRING VALLEY DR, ARDEN, NC 28704-9706
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058450045
Date	Dec 17, 2019
Book Page	5845/0045

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00 (+12.9%)	$184,800 (-)
2023	$1,101.00	$184,800	$184,800 (-) Land $36,800 Building $148,000
2021			$184,800 Land $36,800 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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