1 Spring Valley Dr, Arden, NC 28704 Property Records

Buncombe County property record for 1 Spring Valley Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1976
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$418,000 (Jul 2025)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9634-76-4834-00000`

Property Details

APN / Parcel Number

Primary APN	`9634-76-4834-00000`
Alternative APN	`963411763776000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,957 sqft
Basement Area	1,092 sqft
Finished Basement	793 sqft
Unfinished Basement	299 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	100 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	963411763776000
Street Address	1 SPRING VALLEY DR
City	ARDEN
State	NC
Zip	28704-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:07/26/2017 DEED
Legal Description	DEED DATE:07/26/2017 DEED:5574-0134 SUBDIV:SPRING VALLEY LOT:1 PLAT:0042-0028
Legal Subdivision	SPRING VALLEY
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	3
Census Block	3007
Census Tract	2303

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1 SPRING VALLEY DR, ARDEN, NC 28704-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN BIZWORKS
Jul 26, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	0000651148
Deed Book / Page	6511 / 48
Record Updated	Jun 7, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1 SPRING VALLEY DR, ARDEN, NC 28704-9706
Document Number	0057691580
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SPRING VALLEY DR ARDEN NC 287049706, ARDEN, NC 28704-9706

Mortgage

Document Number	0057691580
Date	May 14, 2019
Book Page	005769/001580

Lender

Name	MOUNTAIN BIZWORKS
Address	ASHEVILLE, NC 28801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 13, 2022

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 26, 2017
Property Address	1 SPRING VALLEY DR, ARDEN, NC 28704-9706
Document Number	0055740134
Book / Page	005574 / 000134
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 SPRING VALLEY DR ARDEN NC 287049706, ARDEN, NC 28704-9706

Mortgage

Document Number	55740137
Date	Jul 26, 2017
Book Page	005574/000137

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (+8.16%)	$263,200 (-)
2023	$1,568.00	$263,200	$263,200 (-) Land $36,500 Building $226,700
2021			$263,200 Land $36,500 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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