5 Spencer Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 5 Spencer Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Architecture Style	Colonial
Year Built	Built 2016
Square Footage	2,172 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Tax Bill	$9,129.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:008.2 B:00098 L:00000`
Alternative APN	`3987`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,172 sqft Living Area
Gross Area	3,884 sqft Gross Area
1st Floor	1,106 sqft 1st Floor
Basement Area	1,106 sqft Basement
Unfinished Basement	690 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,663 sqft (0.13 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3987
Street Address	5 SPENCER AVE
City	NIANTIC
State	CT
Zip	06357-3016
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	4
Census Block	4001
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:008.2 B:00098 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 SPENCER AVE, NIANTIC, CT 06357-3016
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	5 SPENCER AVE, NIANTIC, CT 06357-3016
Document Number	995-526
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SPENCER AVE NIANTIC CT 063573016, NIANTIC, CT 06357-3016

Mortgage

Document Number	995-526
Date	Apr 25, 2018
Book Page	000995/000526

Lender

Name	CHELSEA GROTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2023

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,129.00	$325,920 (-) Land $101,850 Building $224,070	$228,144 Land $71,295 Building $156,849
2024	$9,129.00 (+12.58%)
2023	$8,109.00 (+4.36%)	$325,920 (-) Land $101,850 Building $224,070
2022	$7,770.00	$325,920 Land $101,850 Building $224,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.