East Lyme Town property record for 2 Spencer Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,476 sqft Living Area |
| Lot Size | 7,643 sqft (0.175 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $675,000 (2019) |
| Tax Bill | $13,825.00 (2025) |
| Primary APN | ELYM M:008.2 B:00183 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,476 sqft Living Area |
| Gross Area | 6,814 sqft Gross Area |
| 1st Floor | 2,090 sqft 1st Floor |
| Attic Area | 1,192 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,386 sqft Basement |
| Unfinished Basement | 1,386 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,643 sqft (0.175 acres) |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 8565 |
|---|---|
| Street Address | 2 SPENCER AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 183 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.2 B:00183 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SPENCER AVE, NIANTIC, CT 06357-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Balloon Payment MERIDIAN BANK |
| May 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Jun 29, 2009 · Amount on Record |
| Deed Book / Page | 1011 / 821 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 2 SPENCER AVE, NIANTIC, CT 06357-3015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1047-33 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 1047/33 |
| Instrument | 115 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 22, 2019 |
| Property Address | 2 SPENCER AVE, NIANTIC, CT 06357-3015 |
| Document Number | 1011-821 |
| Book / Page | 001011 / 000821 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 SPENCER AVE NIANTIC CT 063573015, NIANTIC, CT 06357-3015 |
| Document Number | 1011-824 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 001011/000824 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,825.00 | $493,570 (-) Land $102,760 Building $390,810 | $345,499 Land $71,932 Building $273,567 |
| 2024 | $13,825.00 (+12.58%) | ||
| 2023 | $12,280.00 (+4.36%) | $493,570 (-) Land $102,760 Building $390,810 | |
| 2022 | $11,767.00 | $493,570 Land $102,760 Building $390,810 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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