5 Somerset Rd, Springfield, IL 62711 Property Records

Sangamon County property record for 5 Somerset Rd, Springfield, IL 62711

Property Summary

Property Type	Single Family Home
Lot Size	0.452 acres (19,691 sqft)
Owner	Individual Name on Record
Last Sale	$137,575 (Dec 2021)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Mar 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-34.0-351-002`

Property Details

APN / Parcel Number

Primary APN	`13-34.0-351-002`
Alternative APN	`13340351002 (CHECK DIGIT = 5)`

Exterior

Lot Area	19,691 sqft (0.452 acres)

Location & Zoning

Account Number	13340351002
Street Address	5 SOMERSET RD
City	SPRINGFIELD
State	IL
Zip	62711-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	RIDDLE HILL ESTATES L28
Legal Subdivision	RIDDLE HILL ESTATES
Jurisdiction	SANGAMON IL
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2020
Census Tract	3601

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND CU
Mar 25, 2013	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU
Oct 20, 2005	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Oct 20, 2005 · Amount on Record
Deed Document Number	202134340
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	5 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R15213
Date	Aug 29, 2025
Instrument	2025R15213

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2045

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	5 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R09880
Date	Mar 25, 2013
Instrument	2013R09880

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2043

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 20, 2021
Property Address	5 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Document Number	2021R34340
Instrument Date	Dec 8, 2021
Instrument	2021R34340
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SOMERSET RD, SPRINGFIELD, IL 62711-9231

Mortgage

Document Number	2021R34341
Date	Dec 20, 2021
Instrument	2021R34341

Lender

Name	HEARTLAND CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 20, 2005
Property Address	5 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Document Number	2005R43306
Instrument Date	Sep 23, 2005
Instrument	2005R43306
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SOMERSET RD, SPRINGFIELD, IL 62711-9231

Mortgage

Document Number	2005R43307
Date	Oct 20, 2005
Instrument	2005R43307

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Gardner Township
Unified School District	Pleasant Plains Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00 (+12.85%)	$47,709 (+22.63%) Land $9,110 Building $38,599	$143,127 (+22.63%) Land $27,330 Building $115,797
2022	$2,466.00 Homeowner's exemption	$38,904 Land $7,429 Building $31,475	$116,712 Land $22,287 Building $94,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRAN-GARDNER TOWNSHIP PWD serves 6,651 people · EPA ID IL1675350
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60

May also be available: Verizon.

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