3 Somerset Rd, Springfield, IL 62711 Property Records

Sangamon County property record for 3 Somerset Rd, Springfield, IL 62711

Property Summary

Property Type	Single Family Home
Lot Size	0.452 acres (19,689 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2024)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`13-34.0-351-003`

Property Details

APN / Parcel Number

Primary APN	`13-34.0-351-003`
Alternative APN	`13340351003 (CHECK DIGIT = 3)`

Exterior

Lot Area	19,689 sqft (0.452 acres)

Location & Zoning

Account Number	13340351003
Street Address	3 SOMERSET RD
City	SPRINGFIELD
State	IL
Zip	62711-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	RIDDLE HILL ESTATES L29
Legal Subdivision	RIDDLE HILL ESTATES
Jurisdiction	SANGAMON IL
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2020
Census Tract	3601

Owner

3 Somerset Rd is owned by an individual who bought it in August 2024.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Mar 13, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Oct 20, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Sep 22, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Nov 20, 2024	Deed of Trust, Mortgage · Commercial Mortgage MORTON COMMUNITY BANK
May 30, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage NOVASTAR MORTGAGE
Aug 14, 2024	Warranty Deed, Transfer · Line of Credit MORTON COMMUNITY BANK
Aug 4, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Aug 4, 2009 · Amount on File
Deed Document Number	202413574
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R16493
Date	Jun 29, 2017
Instrument	2017R16493

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 27, 2027

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03736
Date	Feb 23, 2022
Instrument	2022R03736

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R08556
Date	Mar 13, 2013
Instrument	2013R08556

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2043

Interest

Rate Type	Fixed Rate

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R29916
Date	Oct 20, 2015
Instrument	2015R29916

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 17, 2025

Interest

Rate Type	Fixed Rate
Rate	5%

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R34439
Date	Sep 22, 2010
Instrument	2010R34439

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R19956
Date	Nov 20, 2024
Instrument	2024R19956

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007R19053
Date	May 30, 2007
Instrument	2007R19053

Lender

Name	NOVASTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2037

Interest

Rate Type	Fixed Rate

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 14, 2024
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Document Number	2024R13574
Instrument Date	Aug 13, 2024
Instrument	2024R13574
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SOMERSET RD, SPRINGFIELD, IL 62711-9231

Mortgage

Document Number	2024R13575
Date	Aug 14, 2024
Instrument	2024R13575

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 4, 2009
Property Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231
Document Number	2009R39026
Instrument Date	Jul 31, 2009
Instrument	2009R39026
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$174.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SOMERSET RD, SPRINGFIELD, IL 62711-9231

Tax Assessment & Valuation

The 2025 property tax bill for 3 Somerset Rd was $3,973.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Gardner Township
Unified School District	Pleasant Plains Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00	$59,544 Land $9,110 Building $50,434	$178,632 Land $27,330 Building $151,302
2022	$3,190.00 Homeowner's exemption	$48,555 Land $7,429 Building $41,126	$145,665 Land $22,287 Building $123,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Somerset Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Somerset Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRAN-GARDNER TOWNSHIP PWD serves 6,651 people · EPA ID IL1675350
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60

May also be available: Verizon.

Nearby Properties on Somerset Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures