5 Smith Ln, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 5 Smith Ln, Saint James, NY 11780

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 3,181 sqft · built 1962
Lot Size	1.93 acres (84,506 sqft)
Owner	2 Individual Names on File
Last Sale	$1,109,745 (Oct 2024)
Tax Bill	$15,368 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473403 10.-2-5`

Property Details

APN / Parcel Number

Primary APN	`473403 10.-2-5`
Alternative APNs	`0802-010.00-02.00-005.000` `340301000000020050000000` `4734001099`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,181 sqft Living Area
Gross Area	4,202 sqft
1st Floor Area	2,581 sqft
2nd Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	84,506 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5 SMITH LN
City	SAINT JAMES
State	NY
Zip	11780-3808
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1-33076 TC-75 SMITH LA SCHUMAFER MOLLOY ETAL TASSINARI
Legal Block	2
Legal Lot Number	5
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1005
Census Tract	135004

Owner

5 Smith Ln, a mobile home, is owned by two individuals who bought it in October 2024.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 MILLIE CT, PATCHOGUE, NY 11772-4179
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
May 6, 2019	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Book / Page	13268 / 518
Prior Transfer Date	Aug 5, 2009
Prior Transfer Doc	1259000477
Record Updated	Sep 20, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 16, 2024
Property Address	5 SMITH LN, SAINT JAMES, NY 11780-3808
Document Number	0132680518
Book / Page	13268 / 518
Instrument Date	Jul 17, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MILLIE CT, PATCHOGUE, NY 11772-4179

Mortgage

Document Number	0023615958
Date	Oct 16, 2024
Instrument	23615/958

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2034
Max Rate At Change	2.7%
Index	1-Year CMT

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 SMITH LN, SAINT JAMES, NY 11780-3808
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230250441
Date	May 6, 2019
Book Page	23025/441
Instrument	DK004033

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Municipality	Nissequogue Village
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,050 (-) Land $820 Building $7,230	$1,006,250 (+7.5%) Land $102,500 Building $903,750
2024	$15,368.00	$8,050 (-) Land $820 Building $7,230	$936,047 (+10,016.15%) Land $95,349 Building $840,698
2023		$8,050 Land $820 Building $7,230	$9,253 Land $943 Building $8,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Smith Ln in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Irene, Aug 2011 · 3 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Smith Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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